Enter your monthly gross salary to see your net take-home pay in Morocco after IR income tax, CNSS (4.48%) and AMO health (2.26%). Morocco annualizes your income: CNSS, AMO and professional expenses come off first, then the annual IR scale applies — including the DH 600/year relief per dependent child.
| Annual net taxable income (MAD) | IR rate |
|---|---|
| 0 – 40,000 | 0% |
| 40,001 – 60,000 | 10% |
| 60,001 – 80,000 | 20% |
| 80,001 – 100,000 | 30% |
| 100,001 – 180,000 | 34% |
| Above 180,000 | 37% |
Calculation order: gross − CNSS − AMO − professional expenses (25% up to DH 78,000/yr, else 20%, capped) = net taxable → annual scale → minus DH 600 per dependent (max 6) → ÷12 monthly. Sources: DGI (dgi.gov.ma), CNSS (cnss.ma).
Annual scale from 0% (to DH 40,000) to 37% (above DH 180,000), after CNSS, AMO and professional-expense deductions.
CNSS social security: 4.48% (cap DH 6,000/mo). AMO health: 2.26% of full gross, no ceiling.
← All countries · 🇪🇬 Egypt · 🇪🇹 Ethiopia · 🇹🇳 Tunisia (soon)